Pay'am 1.0.7

Pay'am is an innovative application designed to streamline payment processes for goods and services in Africa, achieving notable speed advantages without requiring an internet connection. Its primary objective is to foster a digital economy that contributes to economic growth across the continent.

It is important to clarify that Pay'am is not a mobile wallet; rather, it serves as a facilitator of financial transactions, interfacing seamlessly with existing mobile wallets and bank accounts. This application enhances the efficiency of payments by leveraging current financial tools.

• Send and Request Money: Users can effortlessly send money to contacts across various network providers. Transactions can be initiated by selecting a contact, scanning a QR code, or manually entering the recipient's number, all of which occur within seconds.
• Pay Bills: The app enables users to pay utility bills, such as water, electricity, and television cable bills, conveniently from home or office.
• Deposit or Withdraw Money: Making deposits or withdrawals at local agents is facilitated with enhanced speed and security.
• Buy Airtime and Internet Data: Users can easily purchase airtime and data through the app.
• Check Balance: The app allows users to check the balances of their mobile wallets, internet data, and airtime readily.

The application employs Accessibility Services to simplify complex processes that depend on USSD codes, catering specifically to illiterate and innumerate users.

Supported Countries:

• Cameroun
• Rwanda

Supported Operators and Service Providers:

Cameroun:

• Operators:
  • MTN Cameroon
  • Orange Cameroon
• Service Providers:
  • MTN Mobile Money Cameroon
  • Orange Money Cameroon

Rwanda:

• Operators:
  • MTN Rwanda
• Service Providers:
  • MTN Mobile Money Rwanda

This app demonstrates a commitment to securing transactions using biometric verification and PIN codes while offering multiple services tailored per country. The ability to send money or request payments through QR codes enhances the user experience further.